Saving, Spending, and Debt in Focus

2025 Financial Trends:
Saving, Spending, and Debt in Focus

Writer, Natalie Campbell (Forbes) examines the financial landscape of 2025, highlighting key trends in saving, spending, and debt management. 

While inflation has eased, high prices and costly borrowing continue to strain household budgets. The personal savings rate remains below the 10-year average, and credit card interest rates are at record highs.

On the brighter side, some banks are offering competitive rates on certificates of deposit (CDs), presenting opportunities for savers. However, uncertainty around Federal Reserve policies has created a mixed outlook for long-term savings. 

The article provides valuable insights into navigating these challenges and making informed financial decisions in 2025.

Source: How Americans Will Prioritize Their Finances in 2025, Natalie Campbell (Forbes)